Working capital finance for the gig-economy entrepreneur

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Why this works for you

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No interest charges, no late penalties, no hidden fees

We see gig-economy workers as entrepreneurs in their own right. Suffering unexpected setbacks in business is the norm. When this happens to you, don’t feel stranded and live with financial insecurity. Setana provides affordable and simple finance customised to help you smooth out your cash flow cycle while you focus on continuing to provide quality services to your clients! All for an affordable weekly subscription.

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Hassle-free finance when you need it

We are a subscription-based service. For a weekly subscription fee that you can afford, you get access to credit at no further charge, fee or interest. Repayments of the capital lent to you is spread into weekly instalments and timed to match your payday. Once you repay the amount you have drawn down, the credit available to you is refreshed. You remain eligible for the credit you qualify for so long as you remain consistent with your weekly subscriptions and capital repayments. Also, your information is safe with us. Important: The credit is only available to be used for your business expenses and is not to be used to supplement personal finances.

Are you eligible?

You must have partnered consistently with the same gig-economy platform for at least the past 3 months and have a bank account with a South African Bank. When you apply, you give us permission to contact your gig-economy platform partner to verify the information you have submitted to us. You are always free to touch base with us should anything be unclear to you.